45 Minute Paydays Is A Scam- Watch Out!

The 45 Minute Paydays System Is A scam

Let me ask you a question. Do you really think it’s that easy to make $10,000 a month (supposedly guaranteed) working only 45 minutes a day?

For all the dreamers out there, and I know there’s a lot. I’m sorry, but it’s just not realistic. You need to put in a lot of hard work to have that kind of income. It doesn’t just happen overnight. If you did think it was realistic, have you forgotten about all the poor people?

Wouldn’t they be the first to jump in on a program that is guaranteeing these kinds of results and only costing them $49 one time? Or maybe they already know the truth even though they are struggling to make ends meet.

I’m going to make this clear, right now. The 45 Minute Payday System is a scam, in my opinion. Actually, truth be told, the system isn’t even the correct name for the actual product being sold. Look below.

My Online Business education is a scam

My Top Tier Business System

Do you see any difference with the above pictures? Except for the fact the name has changed, everything else is Identical.

The truth is, the actual product being sold is called My Top Tier Business System. This program is the bait, on the fishing pole, used to reel you into spending thousands of dollars on low quality products from MOBE, which was created by Matt Lloyd.

You can check out my review of MOBE if you’re curious about everything they have to offer.

Today, I’m just going to dissect everything about 45 Minute Paydays System even though it’s technically called My Top Tier Business (MTTB).

Why It’s Called 45 Minute Payday Instead Of MTTB

I’m sure you might be wondering this question. It’s really simple to explain actually. What happens is when you sign up and purchase different products from MOBE, you are also purchasing the rights to resell those products as your own. Which is also how you make money with the program.

  1. You purchase the product. So, now you own the rights to it.
  2. You sell that same product to the next person (Sometimes using a different name to look different)
  3. The next person buys the product from you
  4. Now, they do the same thing you just did to them, so they can make money.

It will totally suck when you run out of people to sell too. And yes, it will more than likely eventually happen. It always does to these types of programs. You need to learn how to build your own business instead of learning how to sell someone else’s business.

“As Advertised On TV”

Is 45 Minute Payday legit

Honestly, you see this all the time on different websites. Sometimes it’s true, and sometimes it’s a big fat lie like 45 Minute Payday for example. Since the real product is a different name, there’s no possible way you can say 45 Minute paydays has been advertised on all these different news sources.

And if you don’t believe me, look it up yourself. You won’t find it. You can’t even find MOBE. But, let’s just say you do find an article. The article:

  1. would have been written by an affiliate of MOBE
  2. The news will never make a claim that it actually works.
  3. Sometimes the news looks for any kind of story, even if it’s not from a reliable source

The Testimonial videos on 45 Minute Payday

Have you noticed the videos of the people giving testimonials are partially cut out and edited? That’s because the testimonials come from other MOBE members. Since 45 Minute Paydays can’t come up with their own videos, they take MOBE testimonials and edit them so they don’t actually say MOBE in the video.

I feel this is shady because if you are going to promote something as your own product you need to create your own testimonials. Not copy from other people. This is part of of the reason most people fail in MOBE. They just make websites that look identical to each other.

Google doesn’t like that so they kick a lot of the websites to the bottom of the page rankings. This is the problem with “Done For You” systems and why you should be creating your own unique work. If you copy others work, Google will know and penalize you.

The Story Behind Raena Lynn

Raena lynn mobe case study

If you watched the video, Raena Lynn tells a compelling story about how she was broke and ended up making only $850 a month at McDonalds before she found MOBE. Luckily, after finding this “wonderful” program she managed to live the life she has always dreamed of.

While some of the story may be true, there’s no way all of it could be. In order to make huge commissions, you need to first purchase those “high ticket” products yourself.

I do not see how it would be possible for her to do that when she claims that she got to a point where she couldn’t even buy groceries and her daughter ended up doing it for her.

The MOBE Licensing Rights Program is one of the first things you are told to buy. It cost $2,497 to purchase. That’s almost three full months of income for her when she joined MOBE.

So, how can she afford to buy that when she can’t even buy her own groceries? Do you really want to listen to some one that can’t even tell you a true life story?

It only Cost A One-Time Investment Of $49

45 minute payday one time investment $49

This is what you are told. A one time investment will allow you to earn $1,000, $3,000, and $5,000 commissions. There are no hidden fees.

Lies, Lies, and more lies. I have already gone in-depth about MTTB’s 21 step program. Step 6 is when you receive the first upsell. If you follow all the steps up to the end of step 10, by that point you will spend $29,210 in total. That’s a lot more money than the original $49 you are told about in the beginning.

Companies Need You

“Lead-Finders are in such high demand right now, that there is a lot of competition among companies to get people working from home.”

That is what you are told. Which is true by the way.

But, since this is true, why are we paying $49 starting when people are in such high demand? Companies need us so badly that we need to pay them first? That’s really odd. Microsoft, Walmart, Amazon, Ebay, Target, and so many other big companies don’t charge a fee at all to join to market their products.

But, a company that isn’t as big is telling us we need to pay. Right there should be a turn off for you. Reputable companies that you know and love won’t charge you, so why pay for a company that you have no clue about? Just doesn’t make sense to me.

45 Minute Paydays 3 Simple Steps

  1. Find Leads
  2. Place Ads in front of those leads
  3. Get Paid

Those are the three simple steps you are told you have to do to succeed. First off, Ads cost money. If I’m struggling, I cant afford to pay for ads. Can you? Second, it’s not as simple as these three steps.

Pretend you try advertising for free in Facebook by posting ads in some “make money online” Facebook group. Do you really think people will buy from you just putting affiliate links everywhere?

Most people hate this and consider it spamming. You need to create a website and start writing content about products that you are promoting. If you don’t give value, nobody will find value in what you are showing them.

There Are Limited Spots Left, Act Now Before It’s Too Late

45 minute payday will be closed soon

This is a common marketing tactic used. When somebody knows a product won’t be around for long, they usually try to get it fast so they don’t lose their chance. Truth be told most of the time, you have more than just that day to purchase the product even though you are being told otherwise.

It’s the same with 45 Minute Paydays. The actual product MTTB has been around since at least 2013 when Matt Lloyd created MOBE to train people to sell these bogus products and advertise lies like what Raena Lynn is doing.

In order for Matt Lloyd to keep making more money for his company, he needs to keep recruiting more people to join and pay for his products. If he stopped, then there wouldn’t be anymore money being made. Because of that fact, there is no possible way you can say there’s only “3 positions” available.

Plus, once again, if there’s such a “high demand” for people to work from home then it wouldn’t make sense to stop trying to recruit people.


Need I really go into more details about 45 Minute Paydays? I’ve written a couple reviews already about Matt Lloyd and his products. Sure, you could make money doing it, but only %1 of MOBE members actually make enough to live off of.

Your chances are way to slim and you’ll be spending as much money as a down payment on a house. It’s not worth it. So, once again 45 Minute Payday System is a scam and if you don’t want to lose a lot of money I would recommend staying away from it.

If you want to learn how to build your own business, then check out my Wealthy Affiliate Review. You can get started for free. Which will allow you to determine if it’s that right program for you without having to actually spend any money. And hey, if you read the review and don’t find worth it. No harm done.

Questions And Concerns

Have you signed up for MOBE? What are your thoughts on 45 Minute Payday? Have you run into another website promoting MOBE? What are your thoughts on the other website? Please leave a comment and let me know below. I would love to hear from you. Have any other questions? I’d be happy to answer them for you too.

Best Regards,




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