Project Payday Scam Review-You Are The One Paying

Project Payday Scam Review“You probably don’t have what it takes to work from home and make money online like me.”

That’s the first thing I am told when I register for a supposedly “free” account from Project Payday. Reason for registering is so I can do a Scam review of Project payday. Of course, I was also interested if this was a product that would help supplement my income. I honestly didn’t like the way they start the presentation going through the website. How can you say I probably won’t do that well? Especially when you are the one trying to recruit me. Anyways, here’s my review of what PPD is.

What Is Project Payday?

Project Payday is a cost per action (CPA) money making opportunity that started back in 2006. What CPA means, in a nutshell, is companies pay you money, usually only a few dollars, to find them leads. Leads, as in referrals, fill out online forms. These forms are usually incentivized. It may something like get free books, just pay for shipping.

This can be beneficial for you, if it’s something you actually are interested in. If not, you are constantly handing out your credit card information and phone number to many other companies to make a little bit of money. Your information usually gets verified before you get paid. So, no point in putting in fake information. Of course, that’s also considered fraud too.

The company was founded by Monika St. John. Other than the welcome message that she provides; she doesn’t exist. Which kind of makes me wonder who exactly this secretive person is. One message from her in 11+ years of running a business? interesting…don’t you think?

Is Project Payday Free

Is The System Free?

This is what you are told in the beginning.”It’s free to get an account.” Truth is it’s not. There are two ways of activating your account.

  1. You pay a one-time $34.95 lifetime membership fee
  2. You sign up for one of the many supposedly free “sponsored offers”

Obviously, if you go with option number one; you are in the hole before you even get started. So, let’s scratch that option because we want free. The second option seems more reasonable. They give you examples like you could sign up for Netflix, or get your free credit score. The problem with this is they are trial offers, and you are required to handout your credit card information, which I really don’t like doing. Do you? If you cancel too early, you won’t be credited for the offer. If you cancel too late or forget, then you start getting charged recurring payments for the membership.

For the sake of trying Project Payday out, I decided I would sign up for the Gamefly one month free trial. You know what happened? The second I signed up and put in my credit card information, I got charged $10.95 for the “free” trial membership. I guess all the offers aren’t exactly what they advertise.

Click Here For A Program That Is Free To Get Started

After completing the first sponsor offer, they up-sell you with quick-start videos, as well as getting your own website to make more money with. These other two offers are $19.95 and $9.95 or you can complete  two more offers to receive both. In the sense of we are looking to make money online, that would mean you should be completing more offers. This also means giving out more credit card information. Do you see where this is going?

How You Make Money With Project Payday

project payday 100 dollar guarantee

There are a few different methods to make money. The first method that you can do is get paid to complete offers for other people. This basically means a company will pay me, for example, $10 for every offer completed. I then turn around to you and offer the same deal, but instead I pay you $5 dollars. I make a profit and you make a small profit.

The second method would be in the sense pretty similar to the first, but a little more work, as well as a higher payout. Instead of you getting paid by others, now you will get paid directly by the company. This is where you start paying other people that $5 dollars and you receive $10 from the company.

The third method is the same as the second except instead of a cash payout; you will be receiving products. This can be an advantage if you were trying to get something like an iPad for possibly half the original price. Or you could always sell it on Amazon after you receive the item.

The last method, and probably the best one, is referring others to join Project Payday. You’ll receive from $1 dollar to $3 dollars depending on your pay level for each referral that signs up.  If you are at the lowest pay level, and getting 30 referrals a day, you will make $900 dollars a month. However, I have read many complaints on different websites that claim once you start getting a ton of referrals, project payday will count them as being fake and not pay you for them.

Even with the different methods of being payed, they all involve you first completing sponsor offers yourself. If you don’t keep really good track of the days the free trials end, you will be losing a lot of money. In my case, I got charged the same day I started my free trial of Gamefly.

Training Is Way Outdatedproject payday books,cd,video

Testimonials are from 2006. Which is way too long ago, in my opinion. Why aren’t there any recent testimonials? How do you know how good everything is if they can’t get anybody to do a testimonial from a more recent date. It just doesn’t make sense to me. Right there should make you realize that this website isn’t being up-kept very well.

If that’s not convincing enough, then how bout this. The training videos were made in 2007. How do I know this? If you watch the videos sometimes the person speaking will scroll down to the bottom of a webpage. At the bottom is the date.  When it comes to making money online, it is possible. However, in order to do so, you need to have up to date information or you are just slimming down your chances of succeeding. The online world is moving to fast to use outdated training.

On top of that, they teach you how to use MySpace for social media marketing. This is fine and dandy but…What about Facebook? Myspace, even though trying to make a comeback, has practically been dead for 7 or 8 years. Tom is no longer the owner, and The entire layout has completely changed since 2007. So why are we using a dead source as a way to make income? Once again, outdated training.

Hey don’t worry though; I have an idea. Instead of MySpace, there’s also a training on how to use Squidoo for Social Networking. Wait…I forgot, This company doesn’t exist anymore either. They are now part of Hub-pages. So tell me, do you really want to learn information that is considered ancient, when you look at the age of the online world? I know I don’t, and that’s the only kind of training you will receive here.

We should be learning how to use Twitter, Facebook, or maybe even Pinterest for Social Media instead. That’s not part of this training thoughPPD Training is from 2007

I Know A Product With Constantly Updated Training!

Pros vs Cons

I haven’t wrote this yet; so, here’s the pros and cons to PPD.


  • Can make some money using the program.
  • Can join for free if, and only if, you can actually find a free offer.
  • Have the potential to get high-priced electronics for a fraction of the price.
  • Offers 1-on-1 coaching


  • Hard to keep track of every free trial you need to cancel, or you will get charged.
  • Losing money is easier than making money
  • Not all offers are advertised correctly
  • Some of the Companies wouldn’t be considered legitimate
  • Must hand out credit card information and phone numbers on a daily basis to make money.
  • Making money isn’t worth the difficulties that you have to incur
  • Too much junk and spam mail
  • Outdated Training and Testimonials
  • It’s hard to convince others to hand out their credit cards freely to make a few dollars

There are just so many cons that outweigh the pros. I just don’t see much potential in this program. What do you think? Is it worth it?project payday testimonials

Brandon, Many Websites Claim You’ll Be Making $100’s In A Few Hours, Why Not Yours?

This is a question I’m sure a lot of people are going to be asking. Project Payday is legitimate when you read a lot of other reviews on other websites, right? Go on YouTube and you will see dozens of those videos promoting PPD as well. Don’t get me wrong, if something is just that great, I can understand if you want to promote it. In this case, however, it’s more like spam. The people never talk about how they really are making money. They just say,

“If it wasn’t for Project Payday, I don’t know where I would be. I needed money quick, and I found them when I was searching for a quick way to make money to pay my bills. In just a few hours of joining; I made $450 dollars. This system really works. It can help you.”

Hmm…. That’s all they say? Unfortunately it is, for the most part. If every single video is going to say the same thing, I wouldn’t believe it. Show me a method. Show me a video of what you did to make money. Nobody does that though. They just say it’s great. Why? Because all these people haven’t really made money online. They produce these videos in hopes somebody will join. Same thing with the websites. When you have thousands of people trying to promote the same thing, you are more than likely going to find mostly positive reviews.project payday ifw amazon

Final Thoughts On Project Payday

Honestly, I feel it’s a bad idea to join Project Payday. Unless you are a tedious bookkeeper or accountant, you are more than likely going to lose money signing up for all these different offers. I also don’t completely agree with the concept of signing up, handing out my credit card information, and then canceling a week later. That’s a bad business model. You know one of these companies will end up charging you before the trial is even over. That’s what happened to me with Gamefly. I was charged the first day of the “free” trial.

No Credit Card Required To Start This Program

Anybody that is looking to make money online with low funds, shouldn’t be paying for stuff. That’s what PPD does. The “zero cost to you” is a big fat lie. Which, anytime somebody is going to say something, and then not deliver on it’s promises, is shady. These type of people are not somebody that should be trusted. Plus, how are you going to succeed with outdated training? Some of the material doesn’t even exist anymore.

If you went and got a job, and your only knowledge was stuff you learned 20 years ago. Do you think they would hire you? I doubt it. They are going to hire the guy that learned all the new stuff last year over you. It goes the same with PPD. The training is irrelevant now.

So, if you don’t want to waste your time and money; stay away from Project Payday. There are much better, more legitimate programs out there. Yes, you can technically make money with PPD, but the average person will end up in the hole. You’re looking to make money not lose it, right?

Verdict: Borderline Scam

Read About The Program That I Started With Here

As sad as it is; there are more scams and false promises on the web than legitimate opportunities. Because of this, many will fall in to people’s deceptive traps. The great thing is; if you are truly looking for a legitimate way to make money online. You have made it to your final destination. I started with a program called Wealthy Affiliate University. This isn’t a get rich scheme, so please don’t think that. Any real program out there, does actually take work. If you think otherwise, I’m sorry but your blind.  With that being said, read my review of Wealthy Affiliate. Whether you join or not is your choice, but if you are done with scam artist, and ready for the real way. This is your opportunity to make real money online. It takes time, but you can learn how to make a full time income with Wealthy Affiliate.

Questions and Concerns

Just like always, Please leave comments below. If you have questions or just want to voice your opinion(good or bad), feel free to do so. I always like hearing from different perspectives and opinions, and yours would be no different. You can contact me here.


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